I was driving along I-96 outside of Detroit and happened to see an interesting bumper sticker on the car in front of me. It said "Will the last one out of Michigan please turn off the lights?" As I was reading the bumper sticker, I drove by an empty lot that used to be home to one of Detroit's biggest auto plants. These two events made me realize just how bad the state of the economy is right now. Sad as it may be, we need to be able to continue on with our lives and look to the future.

The heart of the current fiscal crisis is the crisis in home loans which is causing massive layoffs for mortgage loan officers and real estate agents. Many of these people own their own business which are going under we need to look at what we can do to fix this problem!

In order to move forward, it is imperative to find new ways to innovate. We should look for ways to use our marketing skills and sales knowledge to become a service that will help others build their own wealth. The financial education industry is one place to turn. Unfortunately, there is not much available to "the average Joe/Jill" that will help managing debt and building assets.

To create a business out of this opportunity, we must be able to establish a system to generate good leads. Without proper marketing, the financial industry will never recover. One general rule of thumb in life is that fixing the problem is only fifty percent of the equation. The other fifty percent is communicating it properly. After all, without proper marketing and communication, how can the public even know the problem and understand what it involves?

Beyond this, we must also work to establish better network marketing leads. Without the proper marketing, our housing industry will never recover. One general rule of thumb in life is that fixing the problem is only fifty percent of the equation. The other fifty percent is communicating it properly. After all, without proper marketing and communication, how can the public even know the problem and understand what it involves?

The biggest step that we can take to help our nation's economy is to offer new types of home loans to consumers. Offering people these loans will allow the financial sales people to help consumers individually while cutting down on the problems in the economy.

Anyone traveling around the Detroit area lately can see evidence of the terrible economy. It is very sad but we must find a way to move on and make things better. At the heart of the economic problems is the crisis in home loans. This is causing layoffs in the banking and real estate industries. These people need to find new sources of employment. The financial education industry is one place for them to find help. To create a business using their skills in marketing and sales, they need to develop more useful network marketing leads. Real estate brokers are essential to the recovery of the housing industry.